After establishing itself as a formidable player in unsecured small ticket lending, fintech are looking to accelerate to a coupled trajectory of growth and profitability. In the light of evolving regulatory landscape, it is essential for financial institutions to re-design the existing risk management frameworks. This is also of particular interest to the fintech investor community as they are now looking at growth outcomes that also help improve the bottom line. Pure topline growth is not an attractive proposition anymore given the global headwinds and constraints on investment. This event will provide participants with just the right platform and tools to engage with all the stakeholders in their growth journey.
Despite massive inroads made by fintech in India, the journey is still at a nascent stage. Given the high credit gap in India, the fintech community holds a lot of promise in driving the reach and richness of credit penetration, especially in the unserved and underserved cohorts. The growth potential is huge and fintech needs to identify segments for their next phase of growth in a prudent manner. This White Paper “Small is BIG: How Fintech is revolutionizing lending” attempts to objectively evaluate the portfolio built by Fintech to assess its sustainability while also examining the potential to scale up in times to come. We have the following key takeaways based on empirical analysis.
