This note was written by a team composed of Harish Natarajan (Lead Financial Sector Specialist, Finance & Markets), Solvej Krause (Consultant, Finance & Markets), and Helen Gradstein (Financial Sector Analyst, Finance & Markets). Margaret Miller (Lead Financial Sector Economist, Finance & Markets) provided helpful comments on an early draft of this note. Douglas Pearce (Practice Manager, Finance & Markets) provided overall guidance.
